Enhanced coverage

Protect yourself, your business and your employees, and those you care for

Assess your current medical cover for both physical and mental health. Strengthen and increase support where necessary. Medical plans for COVID-19 treatments, working from home, and safely returning to the office – we have you covered in every way.

simple and affordable

COVID-19 Post-hospitalization cover

  • Daily financial support to cover hospitalization for COVID-19
  • Post hospitalization cash benefit
  • Death benefits, double for critical frontliners
  • One-time premium at $28

top up to comprehensive coverage

International Private Medical Insurance (IPMI)

  • Additional 10% discount until June 30, 2020
  • 24/7 comprehensive worldwide coverage; more than 10,000 network hospitals and clinics
  • Covers ICU treatments, evacuation and repatriation costs
  • COVID-19 is fully covered, no exclusions
  • Bespoke solutions

protect employees. assist employers

Recover & Return cover

Our new recovery and return to work cover, designed to help businesses and support employees as we embark on the path out of current restrictions, brings the following benefits:

Recovery – protect our employees

  • Lump sum hospitalization payment
  • ICU treatment for COVID-19
  • Bereavement payment

Return – assist our employers

  • Get well gift allowance
  • Recruitment costs for talent replacement
  • Reinfection benefits
  • Infection management payments to help cover expenses such as workplace disinfection

enhance employees’ wellbeing

Work From Home cover

Create a culture of caring to ensure your employees thrive. Care for your employees working from home, and get them covered for:

  • Fatigue and mental health support
  • Occupational therapy for ergonomic prevention
  • Postural and workstation ergonomic injury, and 
  • Home hazards including slips, falls and burns

Better support

Two ways to enhance your employees’ physical, emotional, financial and social well-being

The new normal workforce has different demands. This means employers must consider new ways to support employees’ well-being and promote health outside workplace walls. Here are 2 ways to create a culture of caring to ensure your employees thrive


  • Video consultation with a locally licensed practicing doctor
  • 24/7 access within minutes — anytime, anywhere — including public holidays
  • Medication delivered to your choice of location
  • Mention MMB and enjoy a 35% discount

EAP (Employee assistance program)

  • 24/7 counseling support online, by phone or in person
  • Virtual sessions for employees affected by COVID-19
  • Rapid on-site counseling interventions in case of shock and disruption from extreme or traumatic events

Speak with a Mercer Consultant: