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Putting your people first with bespoke employee benefits


In an increasingly unpredictable environment, we understand that businesses like yours need to build resilience to rising challenges, now more than ever before. We believe this starts at the core with one of your most valuable assets - your people. This is where Mercer Marsh Benefits can help.


We are a reliable partner in delivering extraordinary benefits to protect your business and your employees, supporting you every step of the way. Through our consultative approach and in-depth knowledge, we understand your challenges and aspirations and we use these insights to design bespoke employee benefits solutions to help you achieve your goals.


Harnessing our global strength as one of the world’s leading insurance brokers, we have partnered with leading insurers to give you a highly competitive benefits solution. Through Elect by Mercer Marsh Benefits, you get access to a specially selected panel of providers, a service tailored to your needs and exclusive arrangements for your employees.  


You will have a dedicated benefits consultant to help you set up and manage your employee benefits. They will be responsible for your ongoing relationship with Mercer Marsh Benefits and will ensure that we are on-hand to offer guidance and support whenever you need it. Trust us that we will aim to continue delivering solutions that benefit you.

Benefits One

is a flexible, cost-effective medical and protection plan covering a comprehensive range of benefits for groups of 2 to 100 employees.

Benefits One by Mercer Marsh Benefits (MMB) is unique because it provides comprehensive benefits not usually available to groups of this size. It does so with minimal administration, at a competitive price — saving you time and ensuring you get the most out of your budget, despite accelerating health costs. Benefits One allows you to differentiate yourself as an employer of choice, and put yourself on a level playing field with larger employers, to attract and retain the right talent. Benefits One is underwritten by Aviva Ltd. 

What are the key features of Benefits One?

digitized benefit app

Fully digitized processes


Access to policy information anytime, anywhere on the mobile app. Save time by renewing your policies and submitting claims online.

coverage of benefit plans

Comprehensive benefits


Includes term life, personal accident, medical, dental, maternity and business travel.

competitive benefits

Competitive benefits


Mercer Marsh Benefits benchmarks the coverage options against industry peers to ensure that you can provide comprehensive employee benefits at low cost.

supporting employee' claims and questions

Employee support


A dedicated employee hotline addresses employees’ claims and related inquiries.

e-medical card



Employees can seek treatment at panel clinics on a cashless basis by using the e-medical card, available on the mobile app.



Employees enjoy 24/7 telemedicine services, with an added outpatient module.



  • Minimum client size of two or more employees — Even small businesses can enjoy comprehensive benefits.

  • Cost containment and sustainability — Enjoy locked premium rates for three years (2021/2022/2023), regardless of claims experience.

  • Hassle-free guaranteed acceptance — Employees are covered for medical benefits immediately upon enrollment, without requiring a medical examination or insurer's approval.

  • High coverage age — Employees enrolled before age 70 can renew their coverage up to age 75.

  • 24-hour global protection — Eligible overseas claims are reimbursable by the insurer.

  • Flexible benefits — Payable items include health screenings, vaccinations, health supplements, fitness classes and much more.

  • Quick turnaround time for claims — Reimbursement within six weeks of receiving the complete set of documents. 

Benefits Elect

is an employee benefits program designed to help companies engage their employees, streamline HR administration and achieve greater financial sustainability.

Benefits Elect combines the best that Mercer Marsh Benefits (MMB) has to offer. We’ve used our unparalleled industry experience to create a program specially tailored to the needs of small and midsize enterprises (SMEs). Benefits Elect is also powered by a suite of tools — including our very own in-house benefits super app, Benefits You — that allow your employees to access all things benefits related anytime, anywhere.

What benefits are included in the package?

Benefits Elect is an all-in-one program covering all your employee benefits needs

coverage of benefits

Comprehensive cover


Choose what your company needs from a host of benefits, including term life, critical illness, disability income, personal accident, medical, dental, maternity, business travel and spending accounts.

industry best practices

Competitive benefits


Benefits Elect is benchmarked against the latest market offerings and designed to include industry best practices so you can rest assured that your benefits program is up to date and relevant.

individual choice

Employee choice


Our offering allows choice at the corporate or individual level, which reduces duplication of cover while encouraging awareness, healthy living and individual responsibility.

various benefits programs

Health and wellness services


Options include a huge range of value-added services from MMB and our Benefits Elect partners, including talks, workshops, bazaars and targeted wellness programs.

benefit app for employees

Enhanced technological capabilities


Benefits Elect is integrated with powerful web portals and mobile apps available on iOS and Android.  It gives your employees easy 24/7 access to all things benefits related, including a growing marketplace of curated products and services at negotiated prices.

Advantages typically enjoyed only by large corporations

Simplified underwriting

For life products, employees will be covered up to their last accepted sum assured (existing) or non-medical limit (NML) (new), whichever is higher. Underwriting will not be required for medical products.


Streamlined administration

Automated, simplified and digitalized placement and renewal processes are supported by web platforms and mobile apps from MMB and our Benefits Elect partners.


Cost-effectiveness and financial stability

Pre-negotiated premium rates leverage economies of scale, locked in for up to three years until December 2024.


Available for as few as five employees

Gain preferred access to all these advantages — typically enjoyed only by large corporations with significant bargaining power — as one of our valued clients under Benefits Elect.

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