Choosing an Investment Architecture: Homemade or Pre-Packaged?

The Homemade Meal Investment Architecture

The best homemade meals are crafted from the best/most liked ingredients. From organic eggs, fresh from a nearby farm, to hand-caught salmon flown in from the coast of Norway, picky eaters today can choose from an incredible assortment of foods sourced from a vast array of vendors—from local farmers markets and independent tea growers to European cheesemongers and international supermarkets. In the investment industry, this open access to a wide spectrum of providers and investment options is called an open architecture. This architecture allows asset holders to explore customizable strategies and select specific services and options from a diverse host of providers

Your grandmother knows where to source the best/most liked ingredients for the holiday meal—eggs from the shop across the river, green onions from the neighbor’s vegetable garden, chicken from the butcher with the toothy smile. Open architecture, likewise, allows asset holders to source the best/most appropriate investment tools and talent, from managers and custodians and trustees to administrators and fund admin providers. In an open architecture, no single provider has a monopoly on quality, talent or innovation. The entire industry is open for business, so asset holders can leverage the full scope of available options when seeking solutions for their investment needs. 

Janet Li
by Janet Li

Asia Wealth Business Leader, Mercer

Speak with a Mercer Consultant
We’re eager to speak with you. Please provide your details below.
*Required Fields