Navigating cost trends and using innovation in employer-provided healthcare
MMB’s Health Trends global survey of 226 insurers across 56 countries identified five key themes driving costs and risks in employee health benefits
Top trends driving the future of employer-provided healthcare
of insurers expect plan sponsors to prioritize design improvements despite forecasted double-digit medical trend rates in some markets.
of insurers report an increase in later-stage diagnosis of illness due to deferred care.
1 in 2
insurers has changed or expects to change eligibility requirements and eligible expenses to make coverage more inclusive for those who identify as LGBTQ+.
of insurers report not providing plans that cover mental health services (versus 26% in 2022).
More than 1 in 5
insurers in Asia are adjusting medical plan premiums based on COVID-19 vaccination status.
These trends are important for employers to consider as while many firms have latitude in designing their benefit plan to meet their needs, insurers play a key role in shaping the benefits landscape. They do this through their standard practices and policy language, their willingness to adopt new provisions, and their access to large pools of claims data.
COVID-19 has had significant short- and long-term impacts on people’s lives, health risks, costs and diagnosis. However, it has also driven insurer innovation and plan modernization.
Find out the top trends driving the future of employer-provided healthcare.